Debt

Debt, A Four Letter Word?

Debt, A Four Letter Word?

   Debt. Everyone dreads the debilitating feeling of having to slave away day after day at their jobs to pay off their DEBT. Personal finance blogs typically preach about how to get out of debt fast and encourage paying off debt over many other financial goals like...

read more
Rethinking the Refi

Rethinking the Refi

   I recently had a friend tell me she was considering refinancing her mortgage to consolidate credit card debt and reduce her interest rates from over 20%. On the surface this sounds like a great idea. Why wouldn’t it make sense to pay less interest? When I looked at...

read more
Dealing with Student Debt

Dealing with Student Debt

   How have you been dealing with your student debt?Student debt can feel overwhelming, especially when you first get out of school and have all of it to pay. It can make you feel hopeless and like you'll never dig your way out of the hole you're in. It's kind of...

read more
College Savings Plan for My Children?

College Savings Plan for My Children?

        I have $1,000 to start a college savings account for my child and plan to contribute to it each year, but I'm not sure where to begin. I've heard of "529 plans." Can you tell me what that is and if it would be a good choice? A 529 plan is a...

read more