In the midst of these very uncertain times, as we’re trying to navigate the new normal of social distancing and working from home, or adjusting to more family members at home, and other job changes or losses, there’s one less thing you’ll have to worry about, at least...
There's a chill in the air, and as much as I don't want to admit it, this midwesterner knows that winter is coming. Although I'm looking forward to curling up by a fire with a book about finances (yes, I actually do this!) and dreaming less about...
Credit scores can be overwhelming and confusing. If you've ever wondered what makes or breaks your credit score, and why it's important to have a good one, you're not alone and you've found the right place to get your questions answered!What makes up a credit...
It's wedding season and if you're anything like me, it seems like everyone you know is getting married! Although it's a super exciting time to celebrate with friends and family, it's unfortunately a very expensive time, as well. This year is, on top of planning my own...
Debt. Everyone dreads the debilitating feeling of having to slave away day after day at their jobs to pay off their DEBT. Personal finance blogs typically preach about how to get out of debt fast and encourage paying off debt over many other financial goals like...
I recently had a friend tell me she was considering refinancing her mortgage to consolidate credit card debt and reduce her interest rates from over 20%. On the surface this sounds like a great idea. Why wouldn’t it make sense to pay less interest? When I looked at...
How have you been dealing with your student debt?Student debt can feel overwhelming, especially when you first get out of school and have all of it to pay. It can make you feel hopeless and like you'll never dig your way out of the hole you're in. It's kind of...
I have $1,000 to start a college savings account for my child and plan to contribute to it each year, but I'm not sure where to begin. I've heard of "529 plans." Can you tell me what that is and if it would be a good choice? A 529 plan is a...
It's almost April 15th, and I haven't had time to do my taxes! What can I do? Don't worry George, you can get an automatic six month tax extension. All you have to do to receive it is file form 4868. What a relief! That's...
How much would my penalty be if I don't file my tax return on time or pay my taxes on time?That depends on a few different things. If you don't owe any taxes, there will not be a penalty. If you don't file your taxes within 3 years though,...